Our Services

As Financial Planners we provide independent advice on pensions, investments, insurance, trusts, and other financial products – but we also offer much broader support on planning, budgeting and meeting your long-term goals. Crucially, we do this in ways that reflect your ethics and values – helping your money to do good, not harm, in the world.

We’ve added a Glossary with a list of terms commonly used in financial planning and some additional ones reflecting our ethical specialism.

Contact us today Read about our approach
Services | Two directors in discussion.
Phil Cockrell | Director and Chartered Financial Planner

We are ethical finance specialists

Companies use words like responsible, sustainable, social, and ethical. It can be hard to get to the bottom of what such terms mean – and it’s right to be concerned about ‘greenwashing’ in financial services. We’ve built our business over more than twenty years specialising in this field. We’ll be happy to talk about the details of how your money can be invested to do good in the world.

Phil Cockrell | Director and Chartered Financial Planner
Investment Planning | Two women recycling plastic bottles.

Investment Planning

Have you received a sizeable inheritance, or have capital to invest from the sale of a property or business? Are you looking to save for your children’s university fees, or to put a deposit on a house? At Investing Ethically, we believe in simplifying the process of financial planning and explaining the options in clear, concise language. Once you understand the choices available, you can truly make a decision that will put you on the path to achieving your goals.

Retirement, Pensions and Cashflow Planning | A retired couple enjoying a walk in the countryside.

Retirement, Pensions and Cashflow Planning

One of the most important investments you can make is towards your retirement; to ensure you experience the quality of life you want in later years. We can help you to explore the ethical options available and make a decision that reflects your beliefs. Putting a plan in place and reviewing regularly, will help ensure your money is always achieving your retirement goals. Retirement planning is an ever-evolving subject. This is why we maintain close relationships with our clients and help them respond to changing circumstances.

nsurance, Protection and Inheritance Tax Planning | Cyclists by the roadside.

Insurance, Protection and Inheritance Tax Planning

Protection planning not only benefits you but your family too. It is imperative when working with a client that we understand not only their ambitions but also get to know them on a personal level. In the unfortunate event that you have an accident, develop an illness, or even die, it will be your insurance that helps your family continue to enjoy their quality of life.

rustee Investment Planning | Children tending to plants.

Trustee Investment Planning

Setting up a suitable trust for either your charity or family estate needn’t be challenging. At Investing Ethically, we are able to guide you through the process, so that you always feel sufficiently informed to make good decisions. We offer professional advice and counsel you on fulfilling the responsibilities of acting as a Trustee, as well as how to safeguard the Trust’s assets accordingly. We are committed to helping you achieve your aims and will guide you through our structured process, whilst always retaining the personal service that keeps our clients feeling valued and understood.

Employer Services | Two engineers on the site of a wind farm.

Employer Services

Are you looking for a way to motivate your staff and retain the most valuable members of your team? By providing benefits in addition to an individual’s salary, you can help to keep them stimulated and loyal, a strategic gesture as well as a generous one. We work with a number of employers and advise them on pensions (including auto-enrolment), protection and other employee benefits.

Charging options for our services

We always aim to be transparent and clear about our charges. You will always know how much a fee is, and what it is for, before any chargeable work begins.

We have a range of options for charging for our services. The main ones are:

  • Fee based (either hourly basis or fixed fee) – you’ll be invoiced directly
  • Fee taken from your financial arrangements – agreed with you but processed by the investment provider

For protection (insurance) we would typically receive a commission payment from the provider.

Our on-going service can either be paid via a monthly retainer or more usually via an on-going fee deducted alongside the annual management charges for each fund. We offer three service plans – Acorn, Samara, and Berry – with our advice charges typically ranging 0.6% to 0.75% a year (subject to a £750 minimum).

Please see our Client Fee Agreement for further information.

Our Glossary has a list of terms commonly used in financial planning and some additional ones reflecting our ethical specialism.

Menu Close